How to Start an Online Travel Agency Working From Home

Have you noticed that there are not many store front travel agencies these days? I guess it may have had a lot to do with the fact that many people are using their computer to book their own flights online. Also, after the disaster in New York on September 11th, people were scared to travel and a few years ago, a couple airlines lay off their workers and caused a slow period in the travel industry.

However, I think the main reason is the comfort of booking a flight from your own personal computer that fascinates the consumer to a do-it-yourself attitude. In lieu of this fact, it is apparent that an online travel agency is a good idea for a business opportunity to assist these consumers with trip planning and other customer service issues that they may still need.

There are two types of home travel businesses:

· Referral travel agencies

· Booking and selling agencies

A Referral travel agent is the easier of the two because all it requires is a word of mouth advertising to guide the customer to the online portal where they can book their flight. It is also a relationship business because the referrals in most cases come from family, friends and associates first.

The referring travel agent is compensated with a paid commission, which is decided in advance by the agency to which the referral will go. It is easy to be an online travel agent because it only requires handing out business cards, flyers and maybe placing online ads. There is no immediate contact with the customer unless it is someone who needs additional questions answered. This can be done on a part time basis until the full time income is replaced, then anyone make the transition to a full time business.

The booking and selling agencies fall into a category of only one travel agency. Since we have already confirmed that these agencies are not so popular anymore, we will only concentrate on the referring travel agent.

A referring travel agent does not need to know too much in-depth information about the specific travel details. All they do is to direct people to the website where they book their own flights and get help directly from the airline. In the case of the booking and selling agencies, they have to do the hard work of finding out all the information for the customer, which can be quite time consuming.

If you are considering the opportunity that is open to being a referral travel agent, be sure to find out if the company is stable, if they provide adequate customer service, what the compensation is, can you work full time or part time, do you need any special training, and is it something I can recommend to others with confidence.

One of the perks of being a referring travel agent is that you can work from home, you work on your own time, you get free trips called FAM trips, you get to travel first class, you get discounted air fares and priority baggage claim.

Once you have decided to pursue a travel business opportunity, make sure you treat this as a real business. Get a business name, if possible and a tax identification number. Keep good records of income and expenses because this business is tax deductible. Your vacation trips can be tax write offs if you use it also to refer travel to others.

I would also suggest that you choose a travel category and learn as much as you can about it and specialize in that category. An example is cruises or honeymoon packages. With cruises, you can target the baby boomers who love to take cruises and for the honeymoon packages, you target anyone you know who is thinking or planning to get married.

Let your enthusiasm about this travel business be infectious to everyone you meet. Make sure you take some vacations that you can talk about or suggest to your clients. Educate yourself and take this business seriously.

Best 5 Online Jobs For Students

There are numerous online jobs for college students nowadays. Students can not only make money from online jobs but they can also increase their knowledge level. Many people have ways of making good money through online jobs. Students can make thousands of dollars on a weekly or monthly basis. Of course it is not easy but if you discover the secrets of how to be successful, you will be surprise on how much money you are going to make. Online jobs for students are discussed below.

Blogging

Most students have passion in a particular thing, be it sports, politics, arts among others. Blogging is the best and most profitable way that college students can use to express their endless thought. As a student, when you set your personal blog, that is good and informative, many people including writers will approach you to sign for an ad service like Google AdSense so as to post familiar sponsored link on your website. You will make more money when more people visit your website and click on the ads.

Affiliate marketing.

This is one of the easiest and the best way that college students can use to make money online. Affiliate marketing means advertising services, properties or products of people or companies. When a person buys what you are promoting or advertising through online, you get to earn a commission.

Tutoring

Nowadays, there is an increased pressure for elementary, middle and high school student to perform well in school. There are so many students who need a tutor to help and guide them understand those subjects that they are weak on. More families have hi-speed internet in their home that is reliable and this has made tutoring services to grow tremendously. When you are applying for the job, you will be required to take a test on the subject that you have specialized on and if you pass, you start working immediately.

Article writing jobs

There are many sites that offer these jobs and the registration process is simple. Examples of these sites include iwriter.com, elance.com, freelancewriting.com and writerlance.com. You only need to have excellent grammar and writing skills. You can easily get information of the articles’ topic online.

Data entry jobs

This job entails working as a typist. You only require a PC with an internet connection and then you can work at the comfort of your home. There are also many websites offering these types of jobs online and registration is free.

What You Need to Know About a Small Business Loan Application

Believe it or not, every small business loan application doesn’t have to take up a few weeks of your life. Not every lender will require perfect credit, a complicated business plan, and pages and pages of documents just to tell you whether or not your business is going pay rent this month. Occasionally small business owners find themselves in a financial tight spot. That’s a simple fact of doing business. What’s not a fact is that the major banks, SBA and fast cash merchant cash advance companies are your only options for a small business loan application. Read on to learn what other small business loan applications options you have.The Good and Bad of a Small business Loan Application from a BankIf you have ever tried to fill out a small business loan application from a traditional bank, you may already understand the headline. If you haven’t, allow me to fill you in. Banks place heavy emphasis on the entrepreneurs personal as well as business credit, in addition to many other factors. For some business owners, a few missed payments on a credit card can be the difference between receiving funding and being left out in the cold.Most banks will also want years’ worth of tax returns and other documents for their loan application. They will spend weeks analyzing the data, slogging through every decision you have ever made. You will also need to explain exactly how every penny of the loan will be spent in advance, and detail it in a business plan.Banks will also require a list of collateral and capital that you are willing to risk on the loan. Should your business run into hard times, you may find the delivery van that you need to run your business has been taken away by the bank.Finally, after the banking crisis of the last few years, many banks are still feeling the after effects of their poor lending policies that led to the near collapse of the economy in the first place. This can make it difficult to simply find a bank that is accepting small business loan applications at all.I don’t want you to think that bank loans are all bad. Quite the contrary, banks provide some of the cheapest and safest working capital a business owner could ask for, which often more than makes up for the inflexibility of the loan application process.What about an MCA or alternative loan for small business?An MCA (Merchant Cash Advance) is a very different form of lending. To qualify, most lenders require you to have been in business for more than a year, as well as a minimum monthly number of credit card transactions. While the terms and process are much more flexible than a small business loan application, the price tag for the capital can vary widely from lender to lender.MCA’s are not technically a loan; rather, the lender purchases an amount of future credit card sales your business is expected to make at a discount. Because of this, the loan is repaid in micropayments as credit card sales are made. The advantage to this is there are no large monthly minimums to meet. The disadvantage is a slightly higher overall cost unless the lender has access to inexpensive capital and can provide a discount on merchant account services that will further offset the cost.Unsecured loans, while sometimes more expensive, often have a much simpler small business loan application process. The trade off is the possibility of slightly higher interest rates to cover the risk of the loan. Because of that, it’s best to find a company that offers a lowest rates guarantee during the small business loan application process. Shopping around can help you save a substantial amount.So what are your options?Choosing the right option really depends on your situation. If you can afford the extra time and resources necessary to get a traditional small business loan, then perhaps it really is the best option for you. If you have less than perfect credit or believe you may have a few slow months coming soon, a loan based on cash-flow or an advance on your credit card sales may be the best option. In the end the key is finding a reliable bank or lending company that you can trust to help you find the right solution